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Company reserves the right to modify these terms at any time without prior notice. User agrees to binding arbitration for all disputes. Company may collect, store, and share user data with third parties for business purposes... Subscription automatically renews unless cancelled 30 days prior to renewal date. Late cancellation fees may apply. Company liability is limited to the amount paid in the preceding 12 months... User grants Company perpetual, worldwide, royalty-free license to use any content uploaded. Company may terminate service immediately for any reason... Indemnification clause requires user to cover all legal costs. Intellectual property rights transfer upon submission. No refunds for any purchases made through the service...